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Commerce → Credit

Description

Credit is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately, but promises either to repay or return those resources at a later date. In other words, credit is a method of making reciprocity formal, legally enforceable, and extensible to a large group of unrelated people.

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Organizations relating to Credit

Regional Convention on the Recognition of Studies, Diplomas and Degrees in Higher Education in Asia and the Pacific / Paris, France / Est. 1983
African Fund for Guarantee and Economic Cooperation / Cotonou, Benin / Est. 1977
European Pension Fund Investment Forum / Welwyn, UK / Est. 1994
World Heritage Fund / Paris, France / Est. 1976
Fonds de solidarité prioritaire / Ouagadougou, Burkina Faso / Est. 1959
African Rural Development Fund / Abidjan, Côte d'Ivoire / Est. 1997
Leo S Rowe Pan American Fund / Washington DC, USA / Est. 1948
Tear / Utrecht, Netherlands / Est. 1973
Europaeum / Oxford, UK / Est. 1992
Third Millennium Fund
Latin American Reserve Fund / Bogota, Colombia / Est. 1976
United Nations Children\'s Fund / New York NY, USA / Est. 1946
Village Enterprise Fund / San Carlos CA, USA / Est. 1987
Agreement on the Temporary Importation, Free of Duty, of Medical, Surgical and Laboratory Equipment for Use on Free Loan in Hospitals and other Medical Institutions for Purposes of Diagnosis or Treatment / Strasbourg, France / Est. 1960
International Convention for the Unification of Certain Rules Relative to Maritime Liens and Mortgages, 1967 / Est. 1967
Catholic Lenten Fund / Lucerne, Switzerland
American Express Foundation / New York NY, USA
Multilateral Investment Fund / Washington DC, USA / Est. 1992
Prototype Carbon Fund / Washington DC, USA / Est. 1999
United Nations Democracy Fund / New York NY, USA / Est. 2005
European Foundation for Business Qualification / Zeist, Netherlands
FCIB / Columbia MD, USA / Est. 1919
Latin American Challenge Investment Fund / Lima, Peru / Est. 1999
African Forum and Network on Debt and Development / Harare, Zimbabwe / Est. 1996
Enhanced Heavily Indebted Poor Countries Initiative / Washington DC, USA / Est. 1996

View all profiles (116 total) in the Yearbook of International Organizations

World Problems relating to Credit

From the Encyclopedia of World Problems and Human Potential

Overexploitation of underground water resources
External debt crisis
Burden of servicing foreign public debt
Government budget deficits
External national budget deficit
National public debt
Social hardships of economic reform
Lack of credit facilities for small and medium enterprises
Excessive growth of social expenditure
Insufficient national creditworthiness
Export credit competition
Profit-oriented interest payments
Bad loans
Defaults on international loans
Inadequate credit guidelines
Inadequate local government financing
Unethical real estate practice
War debt
Irregular payments of international financial obligations
Excessive dependence on export credits
Business bankruptcy
Failure to to observe contractual terms of payments
Debt slavery
Personal debt
Restrictive conditions on loans through intergovernmental facilities

Action Strategies relating to Credit

From the Encyclopedia of World Problems and Human Potential

Financing energy efficiency
Relieving development assistance debt
Researching public debt and debt management
Tackling global debt issue
Endorsing permanent foreign debt settlement
Cancelling international debt
Developing social banking
Improving access of rural poor to credit
Providing loans for micro-enterprise
Enabling economic cooperatives
Facilitating economic structural adjustment
Slowing pace of structural adjustment
Providing guaranteed credits
Exposing effective negative loans from development banks to developing countries
Reducing commercial bank debt of heavily indebted countries
Financing
Developing global currency
Defining common standards for credit
Financial rescuing
Providing emergency loan guarantees
Providing loans
Using debt-for-nature swaps
Improving access of women to resources, technology and credit
Improving public debt relief for developing countries
Providing ethical mortgage

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